Ayman, I’m writing you from the Communist rucntoy of Vietnam whose system is the total opposite of that of America’s you describe. But I’ll tell you what: selling is really pushy here, too, and human nature has a tendency to buy more every day. But buying supports families and it’s more like necessities like food, clothing, and the works. People have a lot more control here because people don’t buy everyday things on credit. If they don’t need it, they don’t buy it. People don’t judge you by what you wear as heavily as they do in the US but trust me materialism is seeping in here as well and it is much a part of the value system of the middle and higher classes here. It’s companies like American Express and other credit agencies that are to blame for on one end charging you to sign up, charging you to rotate a balance, and charging you annually. They make buying seem so easy.